Prefer unwrap_or_else to unwrap_or in case of function calls/allocations
The contents of `unwrap_or` are evaluated eagerly, so it's not a good pick in case of function calls and allocations. This PR also changes a few `unwrap_or`s with `unwrap_or_default`.
An added bonus is that in some cases this change also reveals if the object it's called on is an `Option` or a `Result` (based on whether the closure takes an argument).