diff --git a/compiler/rustc_hir_typeck/src/pat.rs b/compiler/rustc_hir_typeck/src/pat.rs
index f1eceed0ac8..d8e21574cf4 100644
--- a/compiler/rustc_hir_typeck/src/pat.rs
+++ b/compiler/rustc_hir_typeck/src/pat.rs
@@ -137,7 +137,7 @@ enum AdjustMode {
     /// with mutability matching the pattern,
     /// mark the pattern as having consumed this reference.
     ///
-    /// `Span` is that of the inside of the reference pattern
+    /// `Span` is that of the `&` or `&mut` itself
     ResetAndConsumeRef(Mutability, Span),
     /// Pass on the input binding mode and expected type.
     Pass,
@@ -342,14 +342,14 @@ fn calc_default_binding_mode(
         match adjust_mode {
             AdjustMode::Pass => (expected, def_br, max_ref_mutbl, false),
             AdjustMode::Reset => (expected, ByRef::No, MutblCap::Mut, false),
-            AdjustMode::ResetAndConsumeRef(ref_pat_mutbl, inner_span) => {
+            AdjustMode::ResetAndConsumeRef(ref_pat_mutbl, ref_span) => {
                 // `&` pattern eats `&mut`
                 let mutbls_match =
                     if let ByRef::Yes(def_mut) = def_br { ref_pat_mutbl <= def_mut } else { false };
 
                 if pat.span.at_least_rust_2024() && self.tcx.features().ref_pat_eat_one_layer_2024 {
                     let max_ref_mutbl = if ref_pat_mutbl == Mutability::Not {
-                        max_ref_mutbl.cap_mutbl_to_not(Some(pat.span.until(inner_span)))
+                        max_ref_mutbl.cap_mutbl_to_not(Some(ref_span))
                     } else {
                         max_ref_mutbl
                     };
@@ -434,7 +434,7 @@ fn calc_adjust_mode(&self, pat: &'tcx Pat<'tcx>, opt_path_res: Option<Res>) -> A
             // ```
             //
             // See issue #46688.
-            PatKind::Ref(inner, mutbl) => AdjustMode::ResetAndConsumeRef(*mutbl, inner.span),
+            PatKind::Ref(inner, mutbl) => AdjustMode::ResetAndConsumeRef(*mutbl, pat.span.until(inner.span.find_ancestor_inside(pat.span).unwrap())),
             // A `_` pattern works with any expected type, so there's no need to do anything.
             PatKind::Wild
             // A malformed pattern doesn't have an expected type, so let's just accept any type.
diff --git a/tests/ui/match/ref_pat_eat_one_layer_2024/ref_pat_eat_one_layer_2024_fail.stderr b/tests/ui/match/ref_pat_eat_one_layer_2024/ref_pat_eat_one_layer_2024_fail.stderr
index 0512a31011d..d51b92230e8 100644
--- a/tests/ui/match/ref_pat_eat_one_layer_2024/ref_pat_eat_one_layer_2024_fail.stderr
+++ b/tests/ui/match/ref_pat_eat_one_layer_2024/ref_pat_eat_one_layer_2024_fail.stderr
@@ -116,11 +116,10 @@ LL |     let &mut _ = &&&&&&&&&&&&&&&&&&&&&&&&&&&&0;
 error[E0596]: cannot borrow as mutable inside an `&` pattern
   --> $DIR/ref_pat_eat_one_layer_2024_fail.rs:45:15
    |
-LL |         ($var:ident) => { ref mut $var };
-   |                           ------------ help: replace this `&` with `&mut`: `&mut`
-LL |     }
 LL |     let &pat!(x) = &mut 0;
-   |               ^
+   |         -     ^
+   |         |
+   |         help: replace this `&` with `&mut`: `&mut`
 
 error: aborting due to 12 previous errors